Step 1. At first you should create new Photoshop document, size 550*500. Then you need to select gradient tool and after that you should fill this layer with yellow sunny color.

Step 2. Now you should add to this document picture that you want to use creating vector frame. After that you need to add girls face in center of this layer..

Step 3. Next you need to create new layer and to this layer this nice vector file. 
Layers pallete you can see below:

Step 4. Then by holding Ctrl key click on vector ornament layer. With this action you can select ornament.

Step 5. Now you should make vector ornament layer invisible. After that you should make active layer with girl. You will see that ornament selection is still avalible on girls face.

Step 6. To girl’s layer you need to add layer mask and you can see that girls face transfer in to vector ornament.

Step 7. Now you need to add layer style: Drop shadow. Now you can enjoy the result!